Target Market Determinations

This page gives you the Target Market Determinations (TMD) for products shown on this website that are issued by:

St.George Bank;
Product issuers within the Westpac Group of Companies excluding BT products, for BT products you can find the TMD at: bt.com.au/tmd
Non-related third party product issuers, except as follows:
- For Business Insurance, Travel Insurance, Caravan and Trailer Insurance and Marine Pleasurecraft Insurance TMDs please call 1800 812 133.
- For TAL Life Insurance TMDs please call TAL on 1300 345 709.
- For up to date St.George Protection Plans TMDs, please call 1300 366 416

Please note that some products are not required to have a TMD.

A TMD is a document that describes the likely objectives, financial situation, and needs of customers the product has been designed for or the ‘target market’ for the product. It also outlines the conditions around how the product can be distributed to customers and how and when the document will be reviewed by us.

How do I find the relevant Target Market Determination?

Simply enter the product name in the search bar above.

You can find the product name by visiting your Online Banking page, checking our correspondence with you, or your bank statements. Alternatively, refer to product-related documents we may have sent you, such as Product Disclosure Statements (PDS), Credit Guides, Terms and Conditions, or other such documents.

What if I need help with my search?

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