BT Invest

An investment platform that helps you invest your way. Select from shares, ETFs, managed investments and more.

BT Invest is not available to new investors from 11 February 2022. Existing customers in BT Invest are not impacted by the closure to new investors and will continue to have access to all features and functionality of the product.

Why
Two ways to invest
Fees & Costs
Opening an account
Details

St.George has partnered with BT

To help you do more with your investments, we’ve partnered with BT – St.George's wealth expert and one of Australia’s leading investment specialists. BT has been helping Australians manage, grow and protect their money since 1969.

Why choose BT Invest?

Grow your investments your way

A portfolio as individual as you are

Invest a little or a lot in the things you’re passionate about whether it’s sustainability, technology, infrastructure or property.

Change up your investments

Design a diverse portfolio with access to Australian shares, exchange traded funds (ETFs), term deposits, managed funds and managed portfolios.

One simple investment platform

One platform to manage your investments from your mobile, desktop or tablet.

Great features to help you start and grow your portfolio

Find your next investment

Fresh out of ideas? Browse investments in categories like International, Income, Property and more.

Managed funds for less

Get access to a range of Wholesale Plus Funds from leading fund managers at a reduced investment cost.

Visibility over your portfolio

One easy-to-view dashboard gives you visibility over your investments and performance.

Simple tax reporting

Make tax time easier with one consolidated statement for all your investments on the platform.

Two ways to invest

You can choose between Ready-made or Build your own portfolios:

Ready-made

Select a ready-made portfolio that best suits you and we’ll do the rest.

Whether you’re new to investing or you simply want a professionally managed portfolio, choose from five ready-made managed portfolio options: Conservative, Moderate, Balanced, Growth and High Growth.

You can upgrade to Build your own at any time.

Ready-made portfolios options

Ready-made portfolios

Choose from five diversified portfolios

Mercer Passive Conservative Portfolio
Mercer Passive Moderate Portfolio
Mercer Passive Balanced Portfolio
Mercer Passive Growth Portfolio
Mercer Passive High Growth Portfolio

Build your own

Choose your investments and design your own unique portfolio.

If you would like more control over building your investment portfolio, create your own from a range of investment options like Australian shares, ETFs, term deposits, managed funds and managed portfolios.

Build your own portfolio options

Shares & ETFs

2500+ ASX listed shares and exchange-traded funds.

Term deposits

Choose from a range of St.George, Westpac and BT term deposits.

Managed funds

Access a select range of leading Australian fund managers.

Managed portfolios

Choose from five ready-made, diversified portfolios.

Mercer Passive Conservative Portfolio
Mercer Passive Moderate Portfolio
Mercer Passive Balanced Portfolio
Mercer Passive Growth Portfolio
Mercer Passive High Growth Portfolio

Plus, five sector portfolios.

Shares (growth focus) – DNR Cap Aus Equities High Conviction Portfolio
Shares (growth focus) – Pendal Aus Shares Portfolio
Shares (growth focus) – BT S&P/ASX20 Shares Portfolio
Shares (income focus) – Antares Dividend Builder Portfolio
Shares (growth focus) - Pendal Sustainable Future Aus Shares Portfolio

A snapshot of fees & costs*

The following administration fees apply to your account, plus fees for your selected investments.

All costs are inclusive of GST unless otherwise stated.

Pay for your account - Ready-made

$60 p.a.
Applies once you have made your first deposit

Pay for your account - Build your own

$60 p.a.
Applies once you have made your first deposit
PLUS
0.50% p.a.
Of your total balance in Australian shares, ETFs, managed funds and sector portfolios.

Pay for your investments

$0
Term deposits
From $12.50
Trading shares and ETFs
$12.50 per trade, or 0.11%^ of the transaction value (if greater)
Varies
ETFs

Charged by the manager (varies by fund)
0.18 – 2.44% p.a.
Managed funds

Charged by the manager (varies by fund)

Ready-made and managed portfolios

For full information on fees and costs refer to the ‘Fees & Costs’ section of the BT Managed Portfolios Product Disclosure Statement - Part 2.

* Other fees, costs and charges may apply to your BT Invest account, such as a cash account fee and transaction costs e.g. buy/sell spread. For further details, please refer to the BT Invest Investor Guide.

Other management, transactional and operational costs may apply to an ETF, managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the ETF, managed fund or managed portfolio option.

Current as at 7 January 2019. Fees and costs are subject to change.

^ If the transaction needs to be managed by the online broker (for example, due to insufficient liquidity in the market), a transaction fee of up to 0.20% of the value of the transaction will apply.

How to open an account

Open a BT Invest account in minutes.

Make an initial deposit and choose between Ready-made or Build your own portfolios.

Start investing.

The Detail

Before making a decision, please read the BT Invest Investor Guide and other relevant documents contained in the packs below and ensure you're aware of all fees and costs.

BT Invest Pack

BT Invest Cash Management Account Pack

BT Managed Portfolios PDS

Other key documents

Important information

BT Invest Target Market Determination

BT Invest Cash Management Account Target Market Determination

BT Managed Portfolios Target Market Determination

BT Panorama Financial Services Guide

BT Invest Managed Portfolios PDS

BT Invest Managed Portfolios PDS Part 1
General information

BT Invest Managed Portfolios PDS Part 2
Investment Options Booklet

BT Managed Portfolios Target Market Determination

Ready-made portfolios - Fact sheets

Mercer Passive Conservative Portfolio

Mercer Passive Moderate Portfolio

Mercer Passive Balanced Portfolio

Mercer Passive Growth Portfolio

Mercer Passive High Growth Portfolio

Sector portfolios - Fact sheets

DNR Capital Australian Equities High Conviction Portfolio

Pendal Australian Shares Portfolio

Pendal Sustainable Future Australian Shares Portfolio

BT S&P/ASX 20 Shares Portfolio

Antares Dividend Builder Portfolio

Proxy Voting Record

BT Managed Portfolios Proxy Voting Record

The information on this webpage about BT Invest has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at January 2019. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates BT Invest. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Invest Cash Management Account (BT Invest CMA). Together, these products are referred to as the BT Invest products.

A Product Disclosure Statement or other disclosure document (PDS) for the BT Invest products can be obtained by contacting BT on 1300 881 716 or by clicking here. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the BT Invest products.

BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities or the BT Invest CMA acquired through the BT Invest products, an investment in, or acquired using, the BT Invest products is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, the BT Invest products.