Summary
Before you get started, here’s a quick recap of what you’re applying for.
Incentive Saver
- An account that rewards you for staying focused on saving
- Up to 4.90% p.a. variable interest (0.40% p.a. variable base rate plus + 4.50% p.a. variable bonus rate) ^
- $0 Account-keeping fee and transaction fees
- New Incentive Saver customers can earn an additional 0.10% p.a. on top of the variable bonus rate for the first 3 months when you open online
- You’re at least 14 years old with an Australian residential address (under 14s apply in branch with a parent or guardian).
- To open an account for a trust or self-managed super fund, please visit us in branch.
What kind of account do you need?
Single
Joint
Are you already a St.George customer?
Yes
No
What to have handy?
- Your St.George Internet Banking logon details.
By continuing you agree:
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information, including marketing communications which we send to you.
- You have read our Financial Services Guide and Credit Guide (PDF 890KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree:
- To the Transactions and Savings/Investments Terms and Conditions (PDF 1MB) and the Terms and Conditions for Internet Banking and Phone Banking (PDF 2MB) that apply to the products and services you are applying for.
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, you will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
Ready to get started?
Important information
› Rate applies when your daily account balance remains between $0 - $249,999.99 for customers aged 21 years and over: grow your account by at least $50 a month excluding interest. For customers aged under 21 years (for joint accounts, both account holders must be under 21): grow your account by $0.01 a month excluding interest. Variable bonus interest rate may differ depending on account balance. View rates for
balances above $250,000.