Whether you’re a home owner or property investor, facing financial hardship can arise from different events such as losing your job or income (including rental income), illness, a relationship breakdown, reduction in your business cash flow or emergency events like natural disasters. If you believe you are facing financial hardship, find out how St.George Assist can help you.

If you are not facing financial hardship but need help to ease financial pressure to get back on your feet or need some breathing space to free up some cashflow during uncertain times, below are four flexible options which may suit you.

Please remember to consider all these options based on your individual needs and if you think any could work for you, get in touch through the St.George Mobile Banking App or call us on 13 33 30.

If you are overseas, please call +61 2 9155 5721.
Mon - Fri 8:00am – 8:00pm (AEST), Sat 9:00am – 5:00pm (AEST).

Option 1: Pause or reduce your home loan repayments

For any questions, and to apply, please get in touch through the St.George Mobile Banking App or call us on 13 33 30.

If you are overseas, please call +61 2 9155 5721.
Mon - Fri 8:00am – 8:00pm (AEST), Sat 9:00am – 5:00pm (AEST).

Option 2: Change your home loan to Interest Only (IO)

Are you currently making Principal and Interest repayments? You may be eligible to switch your loan to Interest Only and only pay interest during the approved IO term.

For any questions, and to apply, please get in touch through the St.George Mobile Banking App or call us on 13 33 30.

If you are overseas, please call +61 2 9155 5721.
Mon - Fri 8:00am – 8:00pm (AEST), Sat 9:00am – 5:00pm (AEST).